Runway turns your money into one honest number: the age you could stop working. Built on the real tax, pension and account rules where you actually live, with the levers to pull it sooner, and a plan for retiring abroad.
Free on the App Store. iOS 26+, iPhone and iPad. Your freedom age is free, forever, no account needed.
Four numbers and the classic 4 percent rule. No email, nothing stored, it all runs in this page.
Napkin only: 25 times spending, 4 percent real growth. The app's engine adds your pensions, your accounts' withdrawal order and your country's taxes, and usually lands somewhere else.
Get your real number freeReal screens from Runway. Swipe through.
No spreadsheets, no 40-field forms. Runway asks only what's relevant to your life, then does the maths.
Your age, what you've saved, what you put away, and roughly what you'll spend. Adaptive onboarding skips anything that doesn't apply to you.
Runway projects your pot, applies the 4% rule, and shows the age you could stop, plus the number you need to get there.
Free foreverThe opportunity engine surfaces the moves that matter (invest a little more, trim spending, go part-time) and shows the years each one saves.
401(k)s, Roth accounts, Social Security. Live anywhere else and that gives you a motivating number, not a real plan. Runway is built the other way around, on the rules that actually move your date where you live.
Ten countries can be planned from, each on its own accounts, tax bands and pension rules: Norway, Sweden, the United Kingdom, Germany, France, Italy, the Netherlands, the United States, Canada and Australia. That means the real machinery, wealth taxes and shielding deductions, ISAs and ASKs and 401(k)s, state pensions and the earliest age each will pay out, rather than one flat rate stretched over everything. And if leaving is the plan, Runway prices that too: pick a destination and see the whole move, from local drawdown taxes to any exit tax your home country charges on the way out. Eighteen countries are modelled in total, and all of them work as destinations. The full list of modelled countries is here. The app is available in English, Norwegian, Italian, German and French.
Most planners are either shallow toys or overwhelming web apps built for US tax law. Runway is right-sized depth that fits in your pocket.
The one number that matters: the age your money could carry you. It's the hook, and it's free forever, no account required.
The pot you actually need, derived from your real spending and a safe 4% withdrawal, net of pensions, rental, and side income.
An opportunity engine that finds the doors you didn't open: "lift your savings rate two points, retire two years sooner." Every lever shows its effect.
A seeded Monte Carlo runs your plan through 500 simulated market futures and scores how often your money lasts the distance.
Watch your pot grow, peak, and draw down year by year, with your freedom goal line anchored to today so progress reads honestly.
No side income? Runway never mentions it. No property? It skips the mortgage questions. It asks only what fits your life, nothing more.
Try the what-ifs side by side: a market crash, a later start, a different spend, a change in how you invest. Compare paths before you commit.
Ten countries modelled natively, down to wealth taxes, shielding deductions, tax-wrapped accounts and state pensions. Your number, by the rules where you actually live.
Dreaming of Spain or Thailand? Pick a destination and Runway prices the move: local taxes on your drawdown, the exit tax on the way out, spending in local currency. 17 countries modelled.
Runway's plan assistant. Ask why your number moved or what would help most, get answers grounded in your plan, and let Pip apply the change. On-device with Apple Intelligence.
Add an inheritance, a windfall, or a big one-off cost. Let retirement spending ease with age, and set guardrails that flex it when markets misbehave.
Keep your freedom date on your home and lock screen, ask Siri, or find your milestones in Spotlight. A glance is all it takes to see how close you are.
No account, no sign-in, no bank connections, no ads. You type your own figures, and every projection, lever, and simulation is computed on-device. Your numbers are never sent to us or anyone else.
Start free and keep your freedom age forever. Upgrade when you want the full toolkit, as a yearly plan with a discounted first year, or a one-time lifetime purchase.
Your freedom age and number, the base projection, the full ranked list of levers, and a Monte Carlo read on your plan. No account, no expiry.
The complete year-by-year projection and cost ledger, stress tests, the scenario lab, the live countdown ticker, the Coast and Barista solvers, CSV export, and the deep plan-health detail behind the score.
The deep tax detail behind your number, for every modelled country, updated as the figures change each year, so your plan stays honest over time.
iPhone and iPad ship first. Here's what's already taxiing for take-off.
Ten countries model your home taxes today, and every modelled country works as a destination. Next: turning more of those destination packs into full home markets, so more of us can plan from where we live.
A quiet check on your number and plan health, from your wrist.
Tell us what would help at support@runwayfire.com. A human reads every note.
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Free to download. Your freedom number free forever. No account, and your figures never leave your iPhone.
Download Free on the App StoreFree on the App Store · iOS 26+ · iPhone & iPad · Not financial advice, an educational planning tool