Countries
Every country Runway models
One home country and 17 retirement destinations, each with a real 2026 tax pack: what the destination charges on your drawdown, any wealth tax or special regime with its honest time window, spending in local currency, and Norway's exit tax priced on the way out. A country without a pack still runs on a generic baseline, so no dream is off the table.
Ten countries you can plan from and 18 modelled with a real 2026 tax pack: what each one charges on your drawdown, any wealth tax or special regime with its honest time window, spending in local currency, and the exit tax priced on the way out where your home country charges one. A country without a pack still runs on a generic baseline, so no dream is off the table.
| Country | Role | Investment gains (2026) | Wealth tax |
|---|---|---|---|
| 🇳🇴 Norway | Home countryHome + destination | 37.84% effective on shares, softened by skjerming + ASK | Yes, threshold levy |
| 🇮🇹 Italy | DestinationHome + destination | 26% flat (imposta sostitutiva) | 0.2% on financial assets (imposta di bollo) |
| 🇪🇸 Spain | Destination | Progressive savings scale | Levied above regional thresholds |
| 🇵🇹 Portugal | Destination | 28% flat | None |
| 🇫🇷 France | DestinationHome + destination | 31.4% flat (PFU, 2026) | None |
| 🇬🇷 Greece | Destination | 7% flat (foreign-pensioner regime) (15y window) | None |
| 🇨🇾 Cyprus | Destination | None on securities gains (17y window) | None |
| 🇨🇠Switzerland | Destination | None (private capital gains untaxed) | ~0.46% yearly (Zurich-representative) |
| 🇬🇧 United Kingdom | DestinationHome + destination | 24% flat (CGT on investments) | None |
| 🇩🇪 Germany | DestinationHome + destination | ~18.5% effective on equity funds (26.375% headline) | None |
| 🇳🇱 Netherlands | DestinationHome + destination | None (no tax on realised gains) | About 2% of portfolio value yearly (Box 3) |
| 🇸🇪 Sweden | DestinationHome + destination | 30% flat (capital income) | None |
| 🇩🇰 Denmark | Destination | Progressive (27% then 42%) | None |
| 🇺🇸 United States | DestinationHome + destination | Progressive (LTCG 0/15/20 stacking) | None |
| 🇨🇦 Canada | DestinationHome + destination | ~14.5% effective (50% of gains taxed) | None |
| 🇦🇺 Australia | DestinationHome + destination | ~16% effective (50% CGT discount) | None |
| 🇲🇽 Mexico | Destination | 10% flat (listed shares) | None |
| 🇹🇠Thailand | Destination | Progressive, on remitted income | None |
Each figure above is produced by the same engine the app runs, probed from the country pack itself, so this table cannot drift from what the app would actually charge. The per-country pages explain the rules in plain words. More home countries are next on the roadmap.
Price the whole move, not the postcard
Runway prices a retirement in your destination end to end from your Norwegian plan: the exit tax on the way out, your destination's taxes on the drawdown, and your spending in local currency. Your freedom age is free. The app launches on the App Store on 25 August 2026, and the beta is open now.
Runway prices a retirement in your destination end to end from your Norwegian plan: the exit tax on the way out, your destination's taxes on the drawdown, and your spending in local currency. Your freedom age is free.
Try the beta on TestFlight Download free on the App StoreFrequently asked
Which countries does Runway model?
Norway as the home country, plus 17 retirement destinations with real 2026 tax packs: Italy, Spain, Portugal, France, Greece, Cyprus, Switzerland, the United Kingdom, Germany, the Netherlands, Sweden, Denmark, the United States, Canada, Australia, Mexico, and Thailand. Anywhere else runs on a generic baseline so the plan still works.
Eighteen countries with real 2026 tax packs: Norway, Italy, Spain, Portugal, France, Greece, Cyprus, Switzerland, the United Kingdom, Germany, the Netherlands, Sweden, Denmark, the United States, Canada, Australia, Mexico, and Thailand. Ten of them work as a home country you can plan from, and every one of them works as a retirement destination. Anywhere else runs on a generic baseline so the plan still works.
What does a destination pack actually include?
The rules that move a drawdown: the destination's tax on realised investment gains, on rental income, and on pensions, any wealth tax, any favourable regime with its honest time window, spending in local currency through an FX scenario, and Norway's exit tax priced on the way out.
Will Runway add more home countries?
Yes. Norway is the first, and for now the only country you can plan from. The engine already carries full home packs for Italy, France, Germany, the Netherlands, Sweden, the United Kingdom, the United States, Canada and Australia, each with that country's own accounts, tax bands and pension rules. They are built and tested but not yet switched on in the app; they arrive in an update after the Norwegian launch, and this page changes the day they do.
Yes, and nine have already landed. You can plan from Norway, Italy, France, Germany, the Netherlands, Sweden, the United Kingdom, the United States, Canada and Australia, each on that country's own accounts, tax bands and pension rules. Live somewhere else and Runway still works: the plan runs on a generic baseline with a tax rate you set yourself.
Figures are 2026, income-year-stamped estimates from Runway's country packs. Educational estimates, not financial or tax advice.