🇬🇷 Retire abroad
Retire in Greece, priced from a Norwegian plan
Greece runs one of Europe's most aggressive welcomes for foreign retirees: move your tax residence there and qualifying foreign income can be taxed at a flat 7 percent for 15 years. Runway assumes that regime and is honest about its clock.
What Runway models in Greece
- A flat 7 percent on qualifying foreign-source income under the Article 5B regime
- The 15-year window modelled explicitly, and surfaced as an assumption in the app, not buried
- Greek-source rental income on the ordinary 15/35/45 scale
- No wealth tax on your portfolio
| Tax area | What Runway applies (2026) |
|---|---|
| Investment gains | 7% flat (foreign-pensioner regime) |
| Rental income | Progressive (15/35/45 scale) |
| Wealth tax | None modelled |
| Leaving Norway | Exit tax (utflyttingsskatt) priced into the move |
| Favourable regime window | Assumed for about 15 years, shown as an explicit assumption |
The move itself is part of the price
A move to Greece is never just Greece's tax rules. Leaving Norway with unrealised gains can trigger the exit tax, as if you sold on the way out, and Runway prices that into the plan before a single EUR of spending is modelled. The mechanics are in what the exit tax costs when you leave Norway, and the wider tooling question in which FIRE calculators handle a move abroad.
Once you are there, your spending runs in EUR through an exchange-rate scenario you control, so a weak krone decade is a plan you can stress, not a surprise.
Price the whole move, not the postcard
Runway prices a retirement in Greece end to end from your Norwegian plan: the exit tax on the way out, Greece's taxes on the drawdown, and your spending in local currency. Your freedom age is free. The app launches on the App Store on 25 August 2026, and the beta is open now.
Runway prices a retirement in Greece end to end from your Norwegian plan: the exit tax on the way out, Greece's taxes on the drawdown, and your spending in local currency. Your freedom age is free.
Try the beta on TestFlight Download free on the App StoreFrequently asked
What tax does Runway assume on investment gains in Greece?
Runway assumes Greece's alternative regime for foreign pensioners: a flat 7 percent on foreign-source income, applied for the 15-year window the law grants, with standard progressive rules on Greek-source rent. The figures are 2026, income-year-stamped, and refreshed as rules change.
Do I still pay Norway's exit tax if I retire to Greece?
Yes. Leaving Norway with unrealised gains can trigger utflyttingsskatt, and Runway prices it into every plan that retires to Greece, as a cost of the move, before the destination's own rules take over on the drawdown.
What happens after Greece's 15-year window?
The regime lapses and standard Greek rules apply. Runway's headline assumes the regime for its stated window and flags that assumption in the app, so a plan that outlives the window is something you decide about with open eyes rather than by accident.
Figures are 2026, income-year-stamped estimates from the Runway country pack for Greece, produced by the same engine the app runs. They are educational estimates, not financial or tax advice: rules change, and personal cases differ. See the full country list.