🇬🇧 Home country and destination
Retire in the United Kingdom, priced from your own plan
The UK is the pragmatic English-speaking move: near, familiar, and mid-table on tax. Capital gains sit at 24 percent, rent is taxed hard at the higher rate, and there is no wealth tax to nibble the pot.
What Runway models in the United Kingdom
- Investment gains at the 24 percent capital-gains rate
- Net rental income modelled at the 40 percent higher rate
- Pension income on the ordinary progressive scale
- No wealth tax
| Tax area | What Runway applies (2026) |
|---|---|
| Investment gains | 24% flat (CGT on investments) |
| Rental income | 40% modelled on net rent |
| Wealth tax | None modelled |
| Leaving home | Any exit tax your home country charges, priced into the move |
The move itself is part of the price
A move to the United Kingdom is never just the United Kingdom's tax rules. Leaving a country that charges an exit tax, Norway among them, can trigger a bill on unrealised gains as if you sold on the way out, and Runway prices that into the plan before a single GBP of spending is modelled. The mechanics are in what an exit tax costs when you leave, and the wider tooling question in which FIRE calculators handle a move abroad.
Once you are there, your spending runs in GBP through an exchange-rate scenario you control, so a weak krone decade is a plan you can stress, not a surprise.
Price the whole move, not the postcard
Runway prices a retirement in the United Kingdom end to end from your own plan: any exit tax on the way out, the United Kingdom's taxes on the drawdown, and your spending in local currency. Your freedom age is free.
Download free on the App StoreFrequently asked
What tax does Runway assume on investment gains in the United Kingdom?
Runway applies the UK's 24 percent capital-gains rate to investment gains and a higher-rate assumption to net rent, with pension income on the ordinary scale. The figures are 2026, income-year-stamped, and refreshed as rules change.
Do I still pay an exit tax if I retire to the United Kingdom?
It depends where you leave from. Norway charges utflyttingsskatt on unrealised gains and several other home countries charge an exit tax of their own. Runway prices whichever one applies to you into every plan that retires to the United Kingdom, as a cost of the move, before the destination's own rules take over on the drawdown.
Does Runway model UK ISAs?
Yes. The UK is a home country in Runway, so a UK saver accumulates through the ISA and the pension wrappers on UK rules. It also works as a destination, where the accounts you arrive with are modelled on what they face once you are UK-resident.
Figures are 2026, income-year-stamped estimates from the Runway country pack for the United Kingdom, produced by the same engine the app runs. They are educational estimates, not financial or tax advice: rules change, and personal cases differ. See the full country list.