🇬🇧 Retire abroad
Retire in United Kingdom, priced from a Norwegian plan
The UK is the pragmatic English-speaking move: near, familiar, and mid-table on tax. Capital gains sit at 24 percent, rent is taxed hard at the higher rate, and there is no wealth tax to nibble the pot.
What Runway models in United Kingdom
- Investment gains at the 24 percent capital-gains rate
- Net rental income modelled at the 40 percent higher rate
- Pension income on the ordinary progressive scale
- No wealth tax
| Tax area | What Runway applies (2026) |
|---|---|
| Investment gains | 24% flat (CGT on investments) |
| Rental income | 40% modelled on net rent |
| Wealth tax | None modelled |
| Leaving Norway | Exit tax (utflyttingsskatt) priced into the move |
The move itself is part of the price
A move to United Kingdom is never just United Kingdom's tax rules. Leaving Norway with unrealised gains can trigger the exit tax, as if you sold on the way out, and Runway prices that into the plan before a single GBP of spending is modelled. The mechanics are in what the exit tax costs when you leave Norway, and the wider tooling question in which FIRE calculators handle a move abroad.
Once you are there, your spending runs in GBP through an exchange-rate scenario you control, so a weak krone decade is a plan you can stress, not a surprise.
Price the whole move, not the postcard
Runway prices a retirement in United Kingdom end to end from your Norwegian plan: the exit tax on the way out, United Kingdom's taxes on the drawdown, and your spending in local currency. Your freedom age is free. The app launches on the App Store on 25 August 2026, and the beta is open now.
Runway prices a retirement in United Kingdom end to end from your Norwegian plan: the exit tax on the way out, United Kingdom's taxes on the drawdown, and your spending in local currency. Your freedom age is free.
Try the beta on TestFlight Download free on the App StoreFrequently asked
What tax does Runway assume on investment gains in United Kingdom?
Runway applies the UK's 24 percent capital-gains rate to investment gains and a higher-rate assumption to net rent, with pension income on the ordinary scale. The figures are 2026, income-year-stamped, and refreshed as rules change.
Do I still pay Norway's exit tax if I retire to United Kingdom?
Yes. Leaving Norway with unrealised gains can trigger utflyttingsskatt, and Runway prices it into every plan that retires to United Kingdom, as a cost of the move, before the destination's own rules take over on the drawdown.
Does Runway model UK ISAs?
The UK pack models the accounts a mover actually brings: Norwegian accounts facing UK rules. ISA accumulation belongs to the UK-native story, which grows as the home-country rollout reaches the UK.
Figures are 2026, income-year-stamped estimates from the Runway country pack for United Kingdom, produced by the same engine the app runs. They are educational estimates, not financial or tax advice: rules change, and personal cases differ. See the full country list.