🇨🇾 Retire abroad
Retire in Cyprus, priced from a Norwegian plan
Cyprus is the quiet tax heavyweight of the Mediterranean: no tax on gains from selling shares or funds, and as a non-dom your dividends and interest escape the Special Defence Contribution for about 17 years. English is everywhere, and the sea is warm.
What Runway models in Cyprus
- Securities gains untaxed: selling shares or funds costs 0 percent
- Non-dom status modelled for its roughly 17-year window, keeping dividends and interest out of the SDC levy
- Rental income on the progressive scale after allowances
- No wealth tax
| Tax area | What Runway applies (2026) |
|---|---|
| Investment gains | None on securities gains |
| Rental income | Progressive, after allowances |
| Wealth tax | None modelled |
| Leaving Norway | Exit tax (utflyttingsskatt) priced into the move |
| Favourable regime window | Assumed for about 17 years, shown as an explicit assumption |
The move itself is part of the price
A move to Cyprus is never just Cyprus's tax rules. Leaving Norway with unrealised gains can trigger the exit tax, as if you sold on the way out, and Runway prices that into the plan before a single EUR of spending is modelled. The mechanics are in what the exit tax costs when you leave Norway, and the wider tooling question in which FIRE calculators handle a move abroad.
Once you are there, your spending runs in EUR through an exchange-rate scenario you control, so a weak krone decade is a plan you can stress, not a surprise.
Price the whole move, not the postcard
Runway prices a retirement in Cyprus end to end from your Norwegian plan: the exit tax on the way out, Cyprus's taxes on the drawdown, and your spending in local currency. Your freedom age is free. The app launches on the App Store on 25 August 2026, and the beta is open now.
Runway prices a retirement in Cyprus end to end from your Norwegian plan: the exit tax on the way out, Cyprus's taxes on the drawdown, and your spending in local currency. Your freedom age is free.
Try the beta on TestFlight Download free on the App StoreFrequently asked
What tax does Runway assume on investment gains in Cyprus?
Runway models Cyprus's exemption of securities gains (0 percent on shares and funds) and the non-dom exemption from the Special Defence Contribution on dividends and interest, assumed for the roughly 17-year non-dom window. The figures are 2026, income-year-stamped, and refreshed as rules change.
Do I still pay Norway's exit tax if I retire to Cyprus?
Yes. Leaving Norway with unrealised gains can trigger utflyttingsskatt, and Runway prices it into every plan that retires to Cyprus, as a cost of the move, before the destination's own rules take over on the drawdown.
How long does Cyprus non-dom status last?
About 17 years of residence. Runway assumes the non-dom window for its stated length and surfaces that as an explicit assumption, so the plan is honest about what happens when the clock runs out.
Figures are 2026, income-year-stamped estimates from the Runway country pack for Cyprus, produced by the same engine the app runs. They are educational estimates, not financial or tax advice: rules change, and personal cases differ. See the full country list.