🇸🇪 Retire abroad
Retire in Sweden, priced from a Norwegian plan
Sweden is the move next door: same daily rhythm, easier logistics, and a clean 30 percent flat rate on capital income. For Norwegians it is the lowest-friction border to cross, and Runway also carries a full native Swedish pack for planning a Swedish life, not just a Swedish retirement.
What Runway models in Sweden
- A flat 30 percent on capital income for an ordinary account
- Sweden's ISK wrapper (taxed on a standard-rate basis rather than on gains) lives in the native pack for Swedish accumulation
- Rental income modelled with Sweden's deductions
- No wealth tax
| Tax area | What Runway applies (2026) |
|---|---|
| Investment gains | 30% flat (capital income) |
| Rental income | Progressive after deductions |
| Wealth tax | None modelled |
| Leaving Norway | Exit tax (utflyttingsskatt) priced into the move |
The move itself is part of the price
A move to Sweden is never just Sweden's tax rules. Leaving Norway with unrealised gains can trigger the exit tax, as if you sold on the way out, and Runway prices that into the plan before a single SEK of spending is modelled. The mechanics are in what the exit tax costs when you leave Norway, and the wider tooling question in which FIRE calculators handle a move abroad.
Once you are there, your spending runs in SEK through an exchange-rate scenario you control, so a weak krone decade is a plan you can stress, not a surprise.
Price the whole move, not the postcard
Runway prices a retirement in Sweden end to end from your Norwegian plan: the exit tax on the way out, Sweden's taxes on the drawdown, and your spending in local currency. Your freedom age is free. The app launches on the App Store on 25 August 2026, and the beta is open now.
Runway prices a retirement in Sweden end to end from your Norwegian plan: the exit tax on the way out, Sweden's taxes on the drawdown, and your spending in local currency. Your freedom age is free.
Try the beta on TestFlight Download free on the App StoreFrequently asked
What tax does Runway assume on investment gains in Sweden?
Runway applies Sweden's flat 30 percent capital-income tax to realised gains on an ordinary account for a new arrival, and models rental income with its deductions. The figures are 2026, income-year-stamped, and refreshed as rules change.
Do I still pay Norway's exit tax if I retire to Sweden?
Yes. Leaving Norway with unrealised gains can trigger utflyttingsskatt, and Runway prices it into every plan that retires to Sweden, as a cost of the move, before the destination's own rules take over on the drawdown.
Does Runway model the Swedish ISK?
Yes, in Sweden's native pack, where a Swedish saver accumulates through ISK's standard-rate taxation. A Norwegian arriving with Norwegian accounts is modelled on what those accounts face, which is the flat 30 percent capital-income rate on realised gains.
Figures are 2026, income-year-stamped estimates from the Runway country pack for Sweden, produced by the same engine the app runs. They are educational estimates, not financial or tax advice: rules change, and personal cases differ. See the full country list.