🇸🇪 Home country and destination
Retire in Sweden, priced from your own plan
Sweden is the move next door: same daily rhythm, easier logistics, and a clean 30 percent flat rate on capital income. For its Nordic neighbours it is the lowest-friction border to cross, and Runway also carries a full native Swedish pack for planning a Swedish life, not just a Swedish retirement.
What Runway models in Sweden
- A flat 30 percent on capital income for an ordinary account
- Sweden's ISK wrapper (taxed on a standard-rate basis rather than on gains) lives in the native pack for Swedish accumulation
- Rental income modelled with Sweden's deductions
- No wealth tax
| Tax area | What Runway applies (2026) |
|---|---|
| Investment gains | 30% flat (capital income) |
| Rental income | Progressive after deductions |
| Wealth tax | None modelled |
| Leaving home | Any exit tax your home country charges, priced into the move |
The move itself is part of the price
A move to Sweden is never just Sweden's tax rules. Leaving a country that charges an exit tax, Norway among them, can trigger a bill on unrealised gains as if you sold on the way out, and Runway prices that into the plan before a single SEK of spending is modelled. The mechanics are in what an exit tax costs when you leave, and the wider tooling question in which FIRE calculators handle a move abroad.
Once you are there, your spending runs in SEK through an exchange-rate scenario you control, so a weak krone decade is a plan you can stress, not a surprise.
Price the whole move, not the postcard
Runway prices a retirement in Sweden end to end from your own plan: any exit tax on the way out, Sweden's taxes on the drawdown, and your spending in local currency. Your freedom age is free.
Download free on the App StoreFrequently asked
What tax does Runway assume on investment gains in Sweden?
Runway applies Sweden's flat 30 percent capital-income tax to realised gains on an ordinary account for a new arrival, and models rental income with its deductions. The figures are 2026, income-year-stamped, and refreshed as rules change.
Do I still pay an exit tax if I retire to Sweden?
It depends where you leave from. Norway charges utflyttingsskatt on unrealised gains and several other home countries charge an exit tax of their own. Runway prices whichever one applies to you into every plan that retires to Sweden, as a cost of the move, before the destination's own rules take over on the drawdown.
Does Runway model the Swedish ISK?
Yes, in Sweden's native pack, where a Swedish saver accumulates through ISK's standard-rate taxation. Someone arriving with foreign accounts is modelled on what those accounts face, which is the flat 30 percent capital-income rate on realised gains.
Figures are 2026, income-year-stamped estimates from the Runway country pack for Sweden, produced by the same engine the app runs. They are educational estimates, not financial or tax advice: rules change, and personal cases differ. See the full country list.